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In addition, customers for this kind of plan could have severe legal or criminal backgrounds. It is essential to keep in mind that various carriers supply a range of problem ages on their guaranteed problem policies as reduced as age 40 or as high as age 80 - burial insurance calculator. Some will additionally provide higher stated value, up to $40,000, and others will permit much better survivor benefit problems by boosting the interest price with the return of premium or minimizing the number of years up until a full death advantage is available