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On top of that, clients for this kind of plan could have extreme legal or criminal histories. It is essential to note that different carriers provide a variety of issue ages on their assured issue policies as reduced as age 40 or as high as age 80 - final expense market. Some will certainly also supply higher face values, up to $40,000, and others will allow for much better survivor benefit conditions by boosting the rate of interest price with the return of premium or reducing the variety of years up until a complete fatality advantage is readily available