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On top of that, customers for this sort of strategy might have extreme legal or criminal backgrounds. It's vital to note that various providers offer a series of issue ages on their assured problem plans as low as age 40 or as high as age 80 - funeral plan for over 30. Some will also supply greater stated value, up to $40,000, and others will certainly permit better death advantage problems by enhancing the rate of interest with the return of premium or minimizing the number of years up until a full fatality advantage is offered